Category: Property Insurance

May 6, 2026

Your Texas Property Insurance Claim Was Denied — Here’s What to Do Next

Receiving a denial letter from your insurance company after filing a property damage claim is a frustrating and often disorienting experience. You paid your premiums faithfully, reported the damage promptly,...

April 22, 2026

Hail and Storm Damage in Houston: Filing a Successful Insurance Claim

Houston and the greater Harris County area experience severe weather events with alarming regularity. Hailstorms, high winds, and tropical weather systems cause billions of dollars in property damage across Texas...

April 8, 2026

The Appraisal Clause in Texas Property Insurance: A Policyholder’s Guide

When a Texas property insurance company and a policyholder disagree about the value of a covered loss, the appraisal clause provides a contractual mechanism for resolving that dispute without full-blown...

March 25, 2026

Bad Faith Insurance in Texas: Recognizing and Fighting Unfair Claim Practices

When you purchase an insurance policy, you enter into a contract built on a fundamental promise: in exchange for your premium payments, the insurer agrees to indemnify you against covered...

February 25, 2026

Commercial Property Insurance Claims: What Texas Business Owners Need to Know

When a Texas business suffers property damage — whether from a hurricane, fire, burst pipe, or vandalism — the financial consequences extend far beyond the cost of physical repairs. Business...

January 28, 2026

Texas Insurance Code Prompt Payment Rules: Deadlines Your Insurer Must Follow

The Texas Legislature enacted the prompt payment provisions of the Texas Insurance Code — found in Subchapter B of Chapter 542 — to prevent insurance companies from using delay as...

December 17, 2025

Water Damage Insurance Claims in Texas: Common Pitfalls and How to Avoid Them

Water damage claims represent one of the most complex and frequently disputed categories of property insurance losses in Texas. Unlike straightforward wind or fire damage, water damage claims often involve...

October 15, 2025

October Insurance Policy Renewals: What to Review Before Your Homeowner’s Policy Renews

October marks the beginning of the annual insurance policy renewal season for many Texas homeowners. As your homeowner’s insurance policy approaches renewal, it is critical to review your coverage carefully....

August 20, 2025

Summer Hail Damage in Texas: Why Insurers Deny These Claims and How to Fight Back

August and September bring intense thunderstorms across Texas, and with them comes the risk of significant hail damage to homes, businesses, and vehicles. Hailstones the size of golf balls or...

August 6, 2025

Hurricane Season in Texas: Preparing Your Property Insurance Before Disaster Strikes

August signals the beginning of peak hurricane season across the Gulf Coast. While tropical systems can develop any time from June through November, the months of August through October historically...