Blog

Practical guidance on Texas property insurance, construction, landlord-tenant, and personal injury law.

Texas Retaliatory Eviction After a Habitability Complaint

Texas Retaliatory Eviction After a Habitability Complaint

A Texas retaliatory eviction habitability complaint fight turns on Property Code Chapter 92 prohibitions, timing, and tenant remedies—not landlord excuses. Houston tenants who complained about repairs and then got a notice to vacate need the statute, the proof, and a trial plan.

When a Houston Remodeler Walks Off the Job

When a Houston Remodeler Walks Off the Job

When a Houston remodeler walks off mid-project, Texas homeowners still have contract remedies, ways to finish the work without killing leverage, and trust-fund exposure paths under Property Code Chapter 162.

Texas Uninsured Motorist Claim Houston: Making Your Carrier Pay When the At-Fault Driver Has Only Minimum Limits

Texas Uninsured Motorist Claim Houston: Making Your Carrier Pay When the At-Fault Driver Has Only Minimum Limits

When the driver who hit you in Houston carries only Texas minimum liability limits, your medical bills and lost wages often blow past that ceiling. This guide shows how UM/UIM coverage on your own policy is used to collect the rest—and how to push your carrier when it stalls.

Ordinance-or-Law and Roof Matching After a Houston Storm

Ordinance-or-Law and Roof Matching After a Houston Storm

After a Houston storm, insurers often pay only the hit slope and leave mismatched shingles on the rest of the roof. Ordinance-or-law and matching coverage are how Texas owners force a uniform replacement.

Houston Hurricane Insurance Claim Lowball Offers: Force a Full First-Party Payout

Houston Hurricane Insurance Claim Lowball Offers: Force a Full First-Party Payout

After a named storm, carriers often open with a short check. This guide shows Houston homeowners how to spot a lowball, understand ACV, RCV, and holdback, and push for a full first-party payout under the Texas Insurance Code.

Wrongful Texas Security Deposit Withholding Under Chapter 92

Wrongful Texas Security Deposit Withholding Under Chapter 92

A Texas landlord who keeps a residential security deposit past the Chapter 92 deadline, skips the itemized list, or charges normal wear and tear can owe treble damages, $100, and attorney’s fees. Here is how Houston tenants enforce the statute.

Texas Comparative Fault and the 51% Bar: How Insurers Zero Houston Injury Claims

Texas Comparative Fault and the 51% Bar: How Insurers Zero Houston Injury Claims

Under Civil Practice & Remedies Code Chapter 33, a finding that you are more than 50% at fault bars recovery in Texas. Houston insurers build that case early. Here is how the 51% bar works and how to keep your claim alive.

Underpaid Additional Living Expenses After a Houston House Fire

Underpaid Additional Living Expenses After a Houston House Fire

After a Houston house fire leaves your home uninhabitable, carriers routinely slash additional living expenses—hotels, meals, and necessary extras. Here is how Texas loss-of-use coverage is supposed to work and what to do when the checks stop short.

Texas Construction Defect Statute of Repose vs. Limitations

Texas Construction Defect Statute of Repose vs. Limitations

The Texas construction defect statute of repose under Civil Practice and Remedies Code §16.009 can end a Houston homeowner’s claim ten years after substantial completion—even if the defect was just found. Here is how repose differs from the statute of limitations and how to calendar both before the file is dead.

Subrogation in Texas Property Insurance Claims: What Policyholders Need to Know

Subrogation in Texas Property Insurance Claims: What Policyholders Need to Know

After your insurer pays a property damage claim, subrogation allows them to pursue the at-fault third party. Learn how Texas's made whole doctrine, the anti-subrogation rule, and waiver of subrogation clauses affect your recovery.

Contractor Fraud and Unlicensed Contractors in Texas: What Homeowners Need to Know

Contractor Fraud and Unlicensed Contractors in Texas: What Homeowners Need to Know

Texas contractor fraud is more common than you think, especially after storms. Learn how the Construction Trust Fund Act (Tex. Prop. Code Ch. 162) and Penal Code § 32.45 protect homeowners from fraudulent and unlicensed contractors.

Texas Shareholder Disputes: Minority Rights and Remedies in Closely Held Businesses

Texas Shareholder Disputes: Minority Rights and Remedies in Closely Held Businesses

Texas shareholder disputes in closely held businesses: learn minority owners' rights and statutory remedies under the TBOC after Ritchie v. Rupe, including receivership, winding up, and derivative lawsuits.